Money
Where to save it. How to grow it. Which tools actually work. Every product here has been tested or researched by a dad with a real family budget on the line.
Here's what nobody tells you when you become a dad: the money stuff gets real, fast. Diapers, daycare, bigger car, bigger house, college fund — it stacks up before you even catch your breath. I spent the first year of fatherhood just winging it. Throwing money at whatever felt urgent and hoping the rest would sort itself out.
It didn't sort itself out. So I started actually learning this stuff. I read the books, compared the accounts, tested the apps. Not because I love spreadsheets (okay, maybe a little), but because I got tired of that pit-in-my-stomach feeling every time a big bill hit. The guides on this page are everything I wish someone had handed me on day one.
Whether you're a brand new dad trying to figure out insurance or a seasoned veteran looking to max out your 529 contributions, there's something here for you. Every recommendation comes from real use — not sponsored listicles. If I tell you an app is good, it's because I actually opened it more than twice.
Start Here
New to Dadzilluh? These three articles cover the biggest wins for your family's money. Read them in order and you'll be ahead of 90% of dads.
New Dad Money Checklist
The 10 financial moves to make when a kid shows up. Life insurance, wills, beneficiaries — all of it, in order.
Start hereThe One-Page Family Budget
Forget complicated systems. One page. Every dollar. Total clarity on where your money goes each month.
Start hereBest High-Yield Savings Accounts
I moved our emergency fund and earned $900 more last year. This is the easiest money win you'll ever get.
Featured Guides
Best High-Yield Savings Accounts
I moved our emergency fund and earned $900 more last year. Here's where to put yours.
BudgetingBest Budgeting Apps That Won't Make You Hate Budgeting
YNAB vs. Monarch vs. Copilot. One of them changed how we handle money.
Credit cardsBest Credit Cards for Families (2026)
Groceries, gas, and Amazon. Your top three categories, maximized.
PlanningWhat It Actually Costs to Raise a Kid
The real numbers, broken down by age. Less scary when you see it on paper.
CollegeBest 529 Plans
State-by-state breakdown. Which ones are worth it, which ones aren't, and how to pick.
InsuranceBest Life Insurance for New Dads
Term life, the right amount, the right price. Don't overthink this one — just get it done.
More Money Guides
How to Survive on One Income
We did it for two years. Here's the exact playbook.
PlanningDaycare vs. Stay-at-Home: The Real Math
It's not just about the daycare bill. Factor in everything before you decide.
BasicsUnderstand Your Paycheck
What all those deductions actually mean — and which ones you can change.
SavingsThe HSA Stealth Retirement Account
The most powerful savings tool most dads completely ignore.
CareerWhat to Do After a Raise
Don't let lifestyle creep eat it. Here's the move-by-move plan.
SkillsHow to Negotiate Anything
Bills, salary, car prices. The same framework works for all of them.
TrackingTrack Your Net Worth
One number that tells you if you're winning. Takes 10 minutes to set up.
InsuranceOpen Enrollment Guide for Dads
The annual thing you keep blowing off. Stop. This matters.
TaxesSide Hustle Tax Deductions
Making money on the side? Keep more of it.
RelationshipsHow to Talk About Money With Your Partner
The conversation that fixes everything else. Scripts included.
PlanningMoney Moves to Make Before 35
The financial checklist with a deadline. Where do you stand?
AI ToolsAI for Dad Money
How to use ChatGPT and AI tools to manage your family finances smarter.
Interactive Tools
Plug in your numbers and get real answers. No signup required.
529 College Savings Calculator
How much do you need to save per month? Plug in your kid's age.
CalculatorEmergency Fund Calculator
Add up your bills. We'll tell you your target number.
QuizBudgeting App Quiz
Answer 5 questions and we'll tell you which budgeting app fits your style.
ToolCouples Money Check-In
A guided conversation template for monthly money talks with your partner.