Get a number, not an opinion
Most of the money decisions in your first two years as a dad have a right answer you can calculate. These 12 tools do the calculating — how much life insurance you need, what daycare really costs against one income, what to put in a 529 each month. Free, no signup, works on your phone.
- 12 calculators & planners
- No signup to use them
- 5 printable downloads
- Sources cited on every guide
Start with these three
If you only use one thing on this site, make it one of these.
Life Insurance Calculator
Forget "ten times your salary." Put in your income, debts and your kid's age and get the actual number.
Start hereNew Dad Readiness Quiz
Five minutes to find out what you've genuinely got covered and what you've quietly skipped.
MoneyEmergency Fund Calculator
Your real monthly must-pays, and how many months you need with a kid in the picture.
Money calculators
Life Insurance Calculator
How much cover you actually need, in about two minutes.
Calculator529 College Savings Calculator
What your monthly contribution turns into by the time they're 18.
CalculatorEmergency Fund Calculator
Add up your must-pays and get your target number in seconds.
CalculatorFamily Budget Calculator
Every dollar on one page. No spreadsheet skills required.
CalculatorMeal Kit Cost Calculator
Does a meal kit actually beat the supermarket for your family size? Run it.
QuizWhich Budgeting App Fits Your Life?
Four questions and we tell you which one to download.
Printable planners & templates
Free spreadsheets. Open them in Excel or Google Sheets, or print and stick them on the fridge.
Weekly Meal Planner + Grocery List
30-meal library. Pick three, and the grocery list fills itself in.
DownloadHousehold Labor Template
47 tasks including the invisible ones. Assign an owner to each.
DownloadCouples Money Check-In
A 20-minute monthly agenda, ground rules and openers that don't start a fight.
DownloadWeekly House Reset Checklist
Six steps, 30 minutes, and Monday stops starting with a backlog.
DownloadHome Maintenance Schedule
Seasonal checks with time and cost estimates, so nothing breaks at the worst moment.
QuizNew Dad Readiness Quiz
What you've covered, what you've missed, and what to do about it.
Once you have your number
How Much Life Insurance Do I Need?
The reasoning behind the calculator, and what to buy once you have the figure.
GuideNew Dad Money Checklist
Every financial move to make when a kid shows up, in order.
GuideThe Emergency Binder
Where all of it lives, so someone else could find it if they had to.